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Terms and conditions

Home Loan Matcher terms and conditions.

Terms and conditions: Home Loan Matcher is owned and operated by Atlas Harbour and is not a lender, loan broker, contractor, financial advisor, legal advisor, or tax advisor. Content, calculators, rates, third-party company links, and project cost examples are for informational planning only. Rates, terms, loan amounts, proceeds, contractor pricing, eligibility, and approvals are subject to independent review and can change without notice. External company links are provided for consumer convenience only and do not imply association, sponsorship, endorsement, or service by Home Loan Matcher.

No hard credit pull to askHome Loan Matcher does not pull credit for a question or rate request.Atlas Harbour ownedHome Loan Matcher is owned by Atlas Harbour and keeps a clear opt-in trail.All 50 statesRequests can include purchase, refinance, FHA, VA, conventional, cash-out, and reverse mortgage scenarios.Not a lenderRates, terms, approval, and availability require mortgage professional or lender review.

Ready for a personal follow-up?

Check rates for this scenario.

Send the basics from this page and Stephen will see the request in the HomeLoanMatcher command center. The form keeps the source page and opt-in language with the inquiry.

By clicking the button or submitting your information, you opt in to be contacted by Home Loan Matcher, Atlas Harbour, or a mortgage professional regarding your inquiry by phone, text, or email. Message and data rates may apply. You can opt out at any time on the opt-out page.

Crawlable rate reference

Public mortgage rate snapshots for comparison.

These examples use a $350,000 principal-and-interest-only loan so visitors and search engines can understand the rate context before a personal follow-up request.

Refreshed May 30, 2026

Mortgage News Daily

Daily index
6.65%
Loan
30-year fixed index
APR
See source
$350k P&I
$2,247/mo

Fallback from last public check.

Source: Mortgage News Daily

Mortgage News Daily

Daily index
5.94%
Loan
15-year fixed index
APR
See source
$350k P&I
$2,942/mo

Fallback from last public check.

Source: Mortgage News Daily

Freddie Mac national average

Weekly survey
6.51%
Loan
30-year fixed
APR
See source
$350k P&I
$2,215/mo

Fallback from last public PMMS check.

Source: Freddie Mac PMMS

Florence Bank

0 points
6.125%
Loan
30-year fixed
APR
6.265%
$350k P&I
$2,127/mo

Fallback from last public lender PDF check.

Source: Florence Bank rates

Public examples only. Home Loan Matcher is not a lender and does not guarantee rates, terms, approvals, availability, or pricing. Actual options depend on borrower, property, program, points, fees, location, lock timing, and lender review.

Informational use only

Site content, calculators, rate examples, home improvement costs, and third-party company links are general planning resources and are not financial, legal, tax, lending, contractor, or home improvement advice.

Not a lender or contractor

Home Loan Matcher is not a lender, loan broker, contractor, home improvement provider, or government agency. It does not approve loans, guarantee rates, provide contractor services, or verify eligibility.

Rates and approvals

Rates, terms, loan amounts, cash-out proceeds, reverse mortgage proceeds, payment estimates, availability, and approvals are subject to lender or professional review and can change without notice.

Third-party links

Links to VA, HUD, CFPB, FTC, consumer cost guides, and home improvement companies are provided for convenience. Company names are used only to identify official websites and do not imply affiliation, sponsorship, endorsement, or service by Home Loan Matcher.

Common questions

Does using this site create a loan approval?

No. Any approval, rate, term, or loan offer requires review by a lender or qualified mortgage professional.

Are calculator results guaranteed?

No. Calculators are rough educational estimates and may omit taxes, insurance, HOA dues, mortgage insurance, fees, points, escrows, contractor-specific pricing, and program details.

Are third-party companies affiliated with Home Loan Matcher?

No. Third-party company links are informational only unless a separate written agreement says otherwise.