Compare mortgage rates

Compare mortgage rates with the right details in front of you.

A mortgage rate comparison is only useful when the assumptions match. Credit range, down payment or equity, property type, occupancy, loan amount, points, fees, state, and lock timing can all affect what a professional may discuss.

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No hard credit pull to askHome Loan Matcher does not pull credit for a question or rate request.Atlas Harbour ownedHome Loan Matcher is owned by Atlas Harbour and keeps a clear opt-in trail.All 50 statesRequests can include purchase, refinance, FHA, VA, conventional, cash-out, and reverse mortgage scenarios.Not a lenderRates, terms, approval, and availability require mortgage professional or lender review.

Ready for a personal follow-up?

Check rates for this scenario.

Send the basics from this page and Stephen will see the request in the HomeLoanMatcher command center. The form keeps the source page and opt-in language with the inquiry.

Name Phone State Purpose Loan type Credit range Loan amount Best time

By clicking the button or submitting your information, you opt in to be contacted by Home Loan Matcher, Atlas Harbour, or a mortgage professional regarding your inquiry by phone, text, or email. Message and data rates may apply. You can opt out at any time on the opt-out page.

Crawlable rate reference

Public mortgage rate snapshots for comparison.

These examples use a $350,000 principal-and-interest-only loan so visitors and search engines can understand the rate context before a personal follow-up request.

Refreshed May 30, 2026

Mortgage News Daily

Daily index

6.65%

Loan: 30-year fixed index
APR: See source
$350k P&I: $2,247/mo

Fallback from last public check.

Source: Mortgage News Daily

Mortgage News Daily

Daily index

5.94%

Loan: 15-year fixed index
APR: See source
$350k P&I: $2,942/mo

Fallback from last public check.

Source: Mortgage News Daily

Freddie Mac national average

Weekly survey

6.51%

Loan: 30-year fixed
APR: See source
$350k P&I: $2,215/mo

Fallback from last public PMMS check.

Source: Freddie Mac PMMS

Florence Bank

0 points

6.125%

Loan: 30-year fixed
APR: 6.265%
$350k P&I: $2,127/mo

Fallback from last public lender PDF check.

Source: Florence Bank rates

Public examples only. Home Loan Matcher is not a lender and does not guarantee rates, terms, approvals, availability, or pricing. Actual options depend on borrower, property, program, points, fees, location, lock timing, and lender review.

Same loan scenario

Compare quotes using the same loan type, term, occupancy, property type, loan amount, and estimated credit range whenever possible.

Points and credits

A lower rate may involve higher points or closing costs, while a lender credit may raise the rate but reduce upfront cost.

Purchase vs refinance

Purchase, rate-and-term refinance, and cash-out refinance requests can price differently even for the same borrower.

Ask with context

Share your state, purpose, address, estimated value or purchase price, credit range, and timeline before asking for rate options.

Common questions

Why do mortgage rates change from person to person?

Rates may vary by credit, loan-to-value, occupancy, property type, program, loan size, points, and lender guidelines.

Can I compare FHA, VA, and conventional rates?

Yes, but the programs can include different mortgage insurance, funding fees, eligibility rules, and closing-cost structures.

Does Home Loan Matcher publish live rates?

No. It helps collect a request so a mortgage professional can discuss available options subject to review.